bernardhoa

Hi,

I'm Bernard Hoa and I live in sunny Singapore. I love the sun, I love the sea and I love nature.

Photography and travelling is my passion and I had been to lots of countries. I love the morning sun as it gives me inspirations of what are my objectives for the day will be.

I studied in National Institute of Commerce and graduated with Certificate of Business Studies in Accountancy. I believe in building good relationships with friends around the world as we will never know when we will need help and a friend around is a great help indeed.

I had a dog named Chili who is a Smart Russell. It is smart and very playful doggy and can be very affectionate though... haaa...hhaa..

Hope to have more people from around the world to visit my hub, share your live stories and have fun here.

I like to hear from you ...

What do you think is the most important in live?

Is it Relationship?

Is is Things You Love?

Is it Money?

Is it Pet?  ...